Dental procedures are generally very expensive. It is because of this reason that many individuals choose to opt for dental insurance plans covering both common and involved procedures. This can include regular cleanings or even a root canal treatment Aldie, depending on the company and plan you choose.
What are full-coverage dental insurances?
“Full-coverage” means different things for everyone. A full coverage dental plan for you may mean a plan which covers all basic dental services. This could include regular dental health checkups, X-rays or cleanings.
For someone else, a “full-coverage” dental plan may include major invasive surgeries such as a tooth extraction or a root canal.
Insurances are of many different kinds. Some companies and plans may offer discounts on dental services for you and your family. Others might provide low co-payments. Most companies offer a certain amount of annual coverage, to have access to which you need to pay regular premiums.
Depending upon your needs, company and insurance plan, you may get different benefits. Most companies, however, offer similar coverage, including:
- Basic Coverage – Basic coverage covers a certain number of checkups and cleanings per year, for which you’d have to pay a percentage of what the procedure would originally have cost you.
- Minor Procedure Coverage –This kind of dental coverage covers minor procedures such as tooth fillings, that are more invasive than a simple cleaning but less so than a root canal.
- Major Procedure Coverage –Invasive procedures such as root canals, tooth extractions or surgery are covered by major coverage. A very small percentage of the cost of these procedures is covered by insurance policies. But even this small percentage can reduce the cost significantly since these procedures are generally very expensive.
Insurances that cover a wider range of dental problems are generally pricier, typically costing twice as much as more selective programs.
How to Choose a Plan that Works For You
Choosing a plan that works for you depends upon what you’re looking for. Are you looking to cover costs for braces for your two kids? Or are you looking to cover the tooth implants Aldie you’re probably going to need in the future? Here are a few things to consider before choosing a dental plan:
- Estimate your future needs: It is best to get a complete oral health checkup for yourself and your family prior to choosing an insurance plan. This will help you determine if any of you will be in need of any major dental work or oral surgery in the future.
- Consider your budget:Decide how much you can and are comfortable with paying in premiums before selecting a plan.
- Get approval from your dentist:What would be worse than getting an insurance plan only for your dentist to not accept it? Talk to your dentist, and check to see if they are okay with the plan you are considering.
About Stone Springs Dentistry
Stone Springs Dentistry accepts a number of insurances from a list of insurance providers listed here. However, alternative insurances can also be considered. Contact our insurance administrator today to discuss possible payment methods to cover a wide variety of dental services from tooth implants to cosmetic dentistry procedures and treatments in Aldi, VA.